Small Business Health Insurance Plans(3–50 Employees)
Now, it’s easy to provide meaningful health benefits without losing control of your budget.
- Set predictable costs for your business
- Give employees real choice in their health insurance coverage
- Maximize tax savings for both your company and your team
- Offer a complete benefits package including medical, prescription, dental, and vision
Instead of limiting your employees to a single group plan, you let them select the coverage that fits their needs — doctors, prescriptions, family circumstances, and budget — while you maintain control of contribution amounts.
This flexible, tax-advantaged solution is called a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).
How A QSEHRA Works
- You determine a monthly contribution for each employee
- Employees select any plan available through the Washington State Health Plan Exchange
- If employees choose plans that cost more than your contribution, they simply pay the difference
- Contributions are tax-free to employees and tax-deductible for your business
- As a small business with 3 – 50 employees, you can offer flexible benefits without the complexity of group plans.
You control your health insurance costs. Your employees control their coverage. Everyone wins.
Why This Works So Well for Small Employers
Perfect for businesses with 3–50 employees who want to:
- Offer competitive health benefits without large administrative overhead
- Avoid unpredictable insurance premium increases
- Support employees with diverse medical needs
- Reduce HR headaches while improving retention
You establish your company’s contribution amount upfront. That creates clarity and peace of mind for your business.
QSEHRA Guidance for Employers
Setting up a QSEHRA plan requires compliance and the proper structure. Our guidance can help you:
- Set the right contribution levels
- Meet requirements
- Communicate the plan clearly to employees
- Implement it correctly
Personalized Plan Selection for Every Employee
Your employees will receive one-to-one guidance — in person, online, or by phone — to help them confidently select a health insurance plan that fits their needs.
Mark listens carefully to understand:
- Preferred doctors and specialists
- Prescription requirements
- Family health needs
- Budget preferences
- Anticipated medical care
He curates plan options from the Washington State Health Plan Exchange, reviews them side-by-side, and explains coverage details, networks, and costs clearly.
Certified annually by each insurance company he represents, Mark knows the plans inside and out — and makes them easy to understand.
Ongoing Support — All Year
Support continues after enrollment. Employees have access for help with:
- Coverage questions
- Denied claims
- Doctors moving out of network
- Billing or prescription issues
- Insurance company bureaucracy
Mark travels throughout the greater Puget Sound area to assist clients and is easy to reach year-round to answer questions and help resolve issues efficiently.
Fewer HR interruptions for you. Employees never navigate insurance alone.
Complete Benefits Package
In addition to medical and prescription coverage, dental and vision plans can be offered, creating a full health benefits package that can help you attract and retain top talent.
Offer Flexibility Without Financial Uncertainty
Your health benefits should support your business growth — not create stress.
If you’re a Washington State employer with 3–50 employees, discover how a flexible, tax-advantaged plan can meet your needs.